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Refer to the following article: Sommers, B. D., Gourevitch, R., Maylone, B., Blendon, R., & Epstein, A. M. (2016, October). Insurance churning rates for low income adults under health reform: Lower than expected but still harmful for many. Health Affairs, 35(10), 1816-1824. Answer the following questions: In terms of health insurance, what is “churning”? What effect does churning have on access to care and quality of care? What is the relationship among access to care, quality of care, and cost of care?

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