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One source of information about a proposed insured is an inspection report. With regard to the preparation of the report and the information it contains, it is correct to say that an inspection report is prepared by a proposed insured’s attending physician, and it includes the proposed insured’s medical records a consumer reporting agency, and it generally contains more personal and financial information than it does medical information an underwriter, and it contains the proposed insured’s answers to the underwriter’s follow-up questions a producer, and it contains information about the proposed insured’s medical history, alcohol use, and drug use

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