HA303 Module 1 Worksheet: Historical Review of National Health Insurance

HA303 Module 1 Worksheet: Historical Review of National Health Insurance Plans Directions: Complete the table below. Your responses should include support from a minimum of 2 credible sources. Be sure to include properly APA references for your sources at the end of the worksheet in the designated area. Medicare Medicaid Children’s Health Insurance Program (CHIP) Who originally proposed the plan? In 1997, as portion of the Balanced Budget Act, the Clinton administration made an initial proposal for what would later become known The ever-increasing number of children in the USA who do not have health insurance prompted the development of this program. In 1997, there have been approximately 8 million children in the U.s who lacked health insurance coverage. 5 million of these individuals were qualified for Medicaid but did not participate in the program. The remaining 3 million were referred to as “uninsurable” due to the fact that they did not meet the requirements for Medicaid as well as their families did not have the The program makes available federal funds to the states in order to assist those states in covering the costs of medical care for children. Each state is responsible for contributing an equal amount to the federal funding. The program has indeed been effective in lowering the percentage of children in the USA who do not have health insurance. In 2015, there have been around four million kids signed up for the program all over the country. In comparison to the levels seen in 1997, this constitutes roughly a fifty percent drop. The program has been controversial, however, due to its cost. The Congressional Budget Office estimates that the program will cost approximately $25 billion in 2016. This is a significant increase from the $16 billion that was spent on the program in 2010. The program has also been controversial due to the way it is funded. The program is funded through tobacco taxes. These taxes are regressive, meaning that they disproportionately impact low-income families. The program has been reauthorized several times since its inception. The most recent reauthorization was in 2015, when Congress extended the program through September 30, The information contained within this document is the property of Unitek Learning Education Group, Corp. Any use, sharing, distribution or sale of this document or the information contained within is strictly prohibited and is subject to disciplinary action, up to and including termination from the College. 1 Version 1.1.1 financial means to purchase private insurance. 2017. What was the original name of the program? The original intent of the Child’s Health Insurance Plan (CHIP) was to offer reduced children who were . The CHIP was established in 1997 under the Balanced Budget Bill. The program was intended to be a cooperation between the federal and state governments, with the national govt obtaining funds and the states running the program. Since its beginnings, more than 8 million children have been serviced through CHIP. The initiative has indeed been successful in reducing the number of especially kids and enhancing access to care. However, only about sixty percent of eligible youngsters have participated in the program. The number of children coated by CHIP has grown in recent years. In 2009, kids from families making up to 400 percentage of the national income threshold were added to this program. The system was established in 2013 should include youngsters from families going to earn up to 133 percent of the federal poverty line. CHIP has had an positive impact on children’s health. According to studies, children participating in CHIP had increased access to care and better health outcomes. It has also been demonstrated that CHIP reduces the burden of hospital bills for families. The initiative confronts a number of obstacles in the future. The program’s funding will expire in August 2017. If Parliament does not extend funds for CHIP, the program will be reduced or discontinued. In addition, the rising expense of health and also the increasing . What year was it proposed to Congress? The initiative was funded by both the federal government and the state. The project was not devoid of obstacles. Obtaining the support of the governments was one of the greatest obstacles. Some Congress also was faced with the difficulty of ensuring the program’s sustainability. This necessitated finding a method to finance the program without placing an undue burden on the states. Additionally, the initiative has been effective in lowering the number of especially kids. In 1997, 14% of youngsters lacked health insurance. In 2015, this percentage had dropped to 5%. The Health Insurance for The information contained within this document is the property of Unitek Learning Education Group, Corp. Any use, sharing, distribution or sale of this document or the information contained within is strictly prohibited and is subject to disciplinary action, up to and including termination from the College. 2 Version 1.1.1 states were hesitant to take part because they thought that the volume of youngsters enrolling in the program would overwhelm them. Other states were worried with the program’s expense. The program has succeeded in providing health coverage to millions of youngsters despite these obstacles. More than 8 million youngsters were in the program in 2015. Children Program is a legislative success story. The program has helped reduce the number of especially kids by providing health coverage to millions of children.Nonetheless, the initiative will confront obstacles in the future. The expiration of federal funding again for program presents one of the greatest obstacles. Currently, the federal government provides $13 billion each year for the program. This funding will conclude in September 2017. If Congress doesn’t really extend the program’s financing, it is questionable how the states would continue to offer medical insurance to the program’s dependent children. A second difficulty is the rising expense of health care. The rising health care costs exceeds the inflation rate. This means that state will need to contribute more cash to a program to keep up with escalating costs. Children’s Health Insurance Plan has improved the lives of millions of kids despite these obstacles. Who was the program originally designed to serve? The program was established in 1997 and therefore is The Health Insurance for Children Program faces several Congress should act to prolong funding for the Child’s Program The information contained within this document is the property of Unitek Learning Education Group, Corp. Any use, sharing, distribution or sale of this document or the information contained within is strictly prohibited and is subject to disciplinary action, up to and including termination from the College. 3 Version 1.1.1 willingness to invest by the federal and state governments. Since its inception, numerous modifications and enhancements have been made to the program. The growth of eligibility requirements in 2009, that also allowed so much children to enlist in the program, was among the most significant changes. The program has also been expanded to include more preventive and dentist care services. Today, the Health Insurance for Children Program offers health insurance from over 8 million American children and their families. The program is credited with decreasing the number of non – insured children across the nation and enhancing access to healthcare. obstacles despite its successes. The September 2017 expiration of government money for the program represents one of the greatest challenges. Thousands of children could lose their health insurance if Congress does not act to prolong funding for the program. The program has been given credit with reducing the number of non – insured children in the country by providing health coverage to millions of families and children. Despite its achievements, the program faces numerous obstacles, such as the expiration of government money. for Health Insurance to prevent millions of children from losing health insurance coverage. Additionally, Congress should work to enhance the program by broadening eligibility requirements and providing spending for precautionary and dental care services. Since its inception, numerous modifications and enhancements have been made to the program. The growth of eligibility criteria in 2009, that permitted more kids to enroll in the program, was one of the most significant changes. This same program has also been expanded to include more precautionary and dental care facilities. Today, the Children’s Health Care Program offers health insurance to over 8 million American children and their families. The program is given credit with decreasing the number of non – insured children across the country and enhancing access to healthcare. Has the original purpose of the program changed over time? The program is jointly administered by the state governments and the federal government through Medicare Since its inception, CHIP has indeed been capable of meeting the requirements of a constantly expanding American population. CHIP is a cooperative federal mandate, meaning that the federal government and the states fund it. This funding design enables the The information contained within this document is the property of Unitek Learning Education Group, Corp. Any use, sharing, distribution or sale of this document or the information contained within is strictly prohibited and is subject to disciplinary action, up to and including termination from the College. 4 Version 1.1.1 programs (CMS). CHIP offers health insurance to kids who do not receive Medicaid but cannot pay for private coverage. The software is designed to cover children up to the age of 19 for whom the families earn too much for Medicaid eligibility but it can afford private insurance. In FY 2016, CHIP served 11,7 million students across the country. This is a rise from the 8.4 million school-aged individuals served in fiscal year 2015. The program appears to have been capable of meeting the requirements of the growing American population by covering children who are disqualified for Medicaid and cannot justify paying private health insurance. CHIP has been capable of meeting the requirements of an ever-expanding American population due to its status as a joint government mandate. curriculum to be flexible and responsive to the needs of an ever-growing American population. The states are free to customize their CHIP software to meet the unique needs of their children. Some states, for example, use CHIP funds to supplement Medicaid coverage for young kids who do not qualify. Other states use their CHIP financing to offer health insurance to children through a various CHIP curriculum. What challenges did Congress face in implementing the program? What changes/improvements have been made to the program since implementation? Is the program able to serve the needs of the ever-expanding American population? Why or why not? Provide a rationale for your answer. The information contained within this document is the property of Unitek Learning Education Group, Corp. Any use, sharing, distribution or sale of this document or the information contained within is strictly prohibited and is subject to disciplinary action, up to and including termination from the College. 5 Version 1.1.1 References:

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