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In the United States, different insurance covers are funded using different ways. For example, employer-sponsored insurance coverage is funded by different employers. However, it applies only to employed persons, and employment terms outline medical cover as part of benefitentitlement. Medicaid program is funded by the individual states and the federal government to cater to medical treatments for low-income earners and the elderly. The Medicare program, on the other hand, is funded by the beneficiaries through premium payments and payroll taxes. Non-group insurance coverages in Kentucky State are funded by Health Reimbursement Arrangements financed by the employers using pretax income. The Department of Department funds military coverage through its health insurance programs. Lastly, uninsured health coverageis funded by the federal and individual local governments(McClellan, Moriya & Simon, 2022)

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